One account for every currency
your business moves
One account for the currencies and digital assets your business moves. Hold them, convert at a rate you can see, and pay anyone internationally with the fee quoted before the money leaves.
Multi-currency accounts
Hold and receive several currencies in one account, with details in your company name where the rail supports it.
Digital assets that convert
Receive stablecoins and major assets, convert at a rate you can see, and keep records that reconcile.
Payments that arrive
Fee, rate and expected arrival quoted before the money leaves your account.
Controls you can name
MPC custody, withdrawal whitelisting and screening on both sides of every transfer.
A hidden spread is how this industry earns quietly. We publish ours.
Most businesses that touch digital assets end up with two providers, two logins and a conversion step nobody prices honestly. Nomos Pay puts currencies and digital assets in one account, publishes what it charges, and tells you what is happening to your money at every step.
Everything your finance
team keeps asking for
Corporate accounts for companies that get paid, and pay out, in more than one currency and more than one asset.
- Corporate multi-currency accounts CAD, USD, EUR and GBP held side by side, without opening a foreign entity.
- Digital asset settlement Receive USDT, USDC, BTC or ETH and convert to currency at a published spread.
- International payments SEPA, SEPA Instant, SWIFT and local rails, with saved recipients for repeat runs.
- Records built for accounting Statements per account and period, every conversion itemised with rate and spread.
Hold and convert,
properly
Receive stablecoins and major assets into your company account, convert to currency at a rate you can see, and keep records that stand up to an audit.
- Five assets, six networks BTC, ETH, USDT, USDC and TRX across Bitcoin, Ethereum, Tron, Arbitrum, Base and Optimism.
- Custody, not a hot wallet MPC custody with policy controls and a cooling-off period on new withdrawal addresses.
- The spread, before you confirm Every quote shows rate, spread and final amount, and holds for 30 seconds.
- Screening on both sides Incoming and outgoing transfers are screened, and we tell you when something needs review.
From application to first payment
No surprises halfway through. Each stage tells you what happens next and what we need from you.
Apply
Six fields. We confirm whether you are eligible before you gather a single document.
Verify
Identity and company checks, with the document list sent to you in advance.
Fund
Move money in by transfer, or receive digital assets to an address issued in your account.
Operate
Convert, pay suppliers abroad, and pull statements whenever your accountant asks.
Business verification is carried out by a person, not a form. That is deliberate.
Check eligibilityBuilt around how you actually get paid
E-commerce
Marketplace payouts in one currency, costs in another.
See how it worksAgencies and SaaS
Foreign clients in, international contractors out.
See how it worksImport and export
Supplier payments on a schedule you can hold them to.
See how it worksDigital asset businesses
A documented path from on-chain revenue to your bank.
See how it worksMarketplaces
Pay sellers across countries and currencies.
See how it worksProfessional services
Retainers in, salaries and contractors out.
See how it worksThe specifics, including the parts most providers leave out
We would rather explain the controls that exist than claim to be unbreakable. Everything here is a control you can ask us about.
Two-factor authentication
On login and on every withdrawal, with alerts on new devices.
Address whitelisting
Assets leave only to destinations you approve in advance.
Segregated balances
Customer funds held separately from our own operating funds.
Screening and monitoring
Identity, sanctions and transaction screening on every account.
Nomos Pay is not a bank and does not lend out customer balances. Digital asset values can fall as well as rise, and digital assets are not covered by deposit insurance. Our registration details and the exact scope of our regulated activity are published on the compliance page.
0
Digital assets
BTC, ETH, USDT, USDC, TRX
0
Blockchain networks
Bitcoin, Ethereum, Tron and three L2s
0
Payment rails
SEPA, SEPA Instant, SWIFT, local
0 s
Second quote hold
Rate and spread locked before you confirm
Figures describe supported platform capability at launch. Volume and customer metrics will be published once they can be independently substantiated.
Built on infrastructure used by regulated financial institutions
Fireblocks
MPC wallets and policy controls
Kraken
Order execution for conversions
Sumsub
Identity, company and screening
OpenPayd
Account issuing and payments
Is Nomos Pay a bank?
No. Nomos Pay is not a bank. It does not take deposits, lend, or pay interest on balances. It provides accounts for holding and moving currencies and digital assets, which is a different service with a different set of protections.
Which currencies and digital assets are supported?
Digital assets at launch are BTC, ETH, USDT, USDC and TRX across Bitcoin, Ethereum, Tron, Arbitrum, Base and Optimism. The confirmed currency list is published on the currencies page and updated the day anything changes.
What does it cost?
Every fee is published on the pricing page before you sign up, including the conversion spread and how it tiers. Conversions show the rate, the spread and the final amount before you confirm.
How long does onboarding take?
Individual verification is usually quick. Business verification is a real review carried out by a person, because that is what the regulations require. The documents you will need are listed openly so you can prepare.
Where are digital assets held?
In MPC custody with policy controls and withdrawal address whitelisting. Balances are recorded in the core ledger, and the custody model is explained in full on the security page.
Do you work with businesses that handle digital assets?
Yes, and we say so openly. We will ask about your source of funds, your counterparties and your own compliance arrangements, because a registered money services business is required to.
Ready to run your money in one place?
Open a business account, or talk to someone who will tell you honestly whether Nomos Pay fits before you apply.
Business applications are reviewed by a person. You will know if you are eligible before you submit documents.