The honest version of what makes us different.
We license our core platform, and so could a competitor. The difference is not the software. It is the pricing transparency, the willingness to serve businesses others avoid, and the fact that a person answers.
We publish the price
The full fee table and the conversion spread are on this site, before signup, with a worked example showing the arithmetic. You can compare us properly instead of requesting a quote.
See the pricing pageCurrency and digital assets in one account
Most businesses that touch both end up with two providers and a conversion step nobody prices honestly. One account, one ledger, one set of records.
See digital assetsWe will not fire you for being crypto-adjacent
We ask the hard questions during onboarding rather than closing your account six months later. Approval means approval.
See how we handle complianceInstitutional custody, not improvisation
MPC custody with policy controls and withdrawal whitelisting, and currency balances held separately from our own operating funds.
See securitySupport that can actually act
Named contacts on business accounts, published hours, and a response time we commit to rather than aspire to.
Talk to our teamRecords that survive an audit
Every conversion shows rate, spread and final amount. Every asset movement carries the network and the hash. Exportable per period.
See business accountsHonest comparison
Where we win, and where we do not
A bank will beat us on credit, branch access and deposit protection. A payments fintech will beat us on rail coverage and scale. Here is the narrow area where we are the better answer.
| Capability | Nomos Pay | Payments fintech | Your bank |
|---|---|---|---|
| Multi-currency balances | Not usually | ||
| Digital assets in the same account | Not usually | Not usually | |
| Conversion spread published publicly | Not usually | Not usually | |
| Serves digital asset businesses | Not usually | Not usually | |
| Fee quoted before you send | Not usually | ||
| Named human contact | Not usually |
Generalised comparison for orientation only. Individual providers differ, and you should check the specific ones you are considering.
Ready to run your money in one place?
Open a business account, or talk to someone who will tell you honestly whether Nomos Pay fits before you apply.
Business applications are reviewed by a person. You will know if you are eligible before you submit documents.